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Commercial Insurance Products |
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Business Owners Policy (BOP)
This policy packages property and general liability coverages together on one form for small to medium sized businesses. Typical establishments that qualify are office, retail and small restaurant operations. For larger businesses, building and general liability insurance are written on separate policies.
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Business Auto
Any vehicle used on a regular basis for your business should be insured on a commercial auto policy. This policy covers auto related claims for household service vehicles, commercial route accidents or business private passenger type exposures.
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General Liability
Water damage occurs to the house after your employee replaced a faucet. Roof shingles are accidently torn loose while your employee is pressure washing a home. A pedestrian or customer slips and falls at your place of business. An accidental fire from your business crosses over to the adjacent property and causes damage. All of the above are good reasons to carry general liability insurance!
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Workers Compensation
Your employees are an expensive asset to your business and also need protection.
This statutory insurance provides coverage for something as simple as a splinter in the finger to an accidental death on the jobsite. Many workers compensation claims are settled within a few weeks and consist of paying your employee�s medical bills, getting them healed/rehabilitated and helping them back into the workforce!
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